Disclosures

Affiliate Disclosure

PointYield may receive compensation when users click certain links, apply for products, book travel, or complete qualifying actions through partner links. These relationships may include affiliate networks, travel partners, card issuers, booking platforms, or other commercial partners.

We want this to be clear before affiliate links become a bigger part of the product. If PointYield may be paid or receive value from a partner relationship, users should understand that connection while evaluating our recommendations and decision guidance.

How PointYield May Be Compensated

Compensation may come from clicks, applications, approvals, bookings, subscriptions, referrals, or other qualifying actions. The exact compensation structure can vary by partner and campaign.

Compensation may affect whether a partner can be linked, whether a partner offer is available through PointYield, or how some partner options are presented. PointYield's goal is to provide decision-support based on user goals, points strategy, route context, availability, freshness, and product fit.

User-First Decision Layer

PointYield is a closed-loop credit -> points -> travel decision engine. Award data, partner links, card offers, and route intelligence are inputs. The product is the decision layer: what to watch, verify, avoid, or consider acting on.

PointYield should not be treated as a raw deal feed, a booking engine, or a guarantee that a listed option is the best or only option for a user.

Credit Card / Financial Product Disclosure

Card offers, rates, fees, rewards, welcome bonuses, transfer partners, eligibility rules, and approval standards may change at any time. PointYield does not issue cards, set card terms, or make approval decisions.

PointYield may classify whether a card or points currency appears relevant to a user plan, but this is informational decision-support only. It is not financial, legal, tax, investment, or credit advice.

Travel / Award Availability Disclosure

Award availability, fare prices, taxes, fees, routing rules, transfer ratios, partner access, and booking terms can change quickly. A route, cabin, program, or award opportunity may be stale, unavailable, repriced, or otherwise different by the time a user checks directly with the provider.

Users should verify all final terms directly with the airline, hotel, issuer, booking platform, or other relevant partner before acting.

No Guarantee of Availability or Approval

PointYield does not guarantee award availability, pricing, card approval, rewards, transfer ratios, taxes, fees, partner terms, or booking success. PointYield does not execute bookings, transfer points, submit card applications, or make financial decisions on behalf of users.

Contact

Questions about disclosures or partner relationships can be sent to marcos@pointyield.com.